Plan to Protect Your Identity…Natural Disasters

If asked to list items that would be essential in the event of
a natural disaster-related emergency, most people would list
first aid kit, food, water, flashlights, and batteries among the
necessities. How much thought and preparation goes toward
proving your identity and protecting it from misuse in the midst
of a flood, tornado, hurricane, wild fire, or earthquake?
If your home or business is affected by a natural disaster, your
personally identifiable information (PII) can be exposed in
several ways—blown away, washed away, burned, stolen, or
thrown out because it is thought of as unusable. Preparation
long before a disaster will make it easier to escape your home
with key pieces of PII or recover such information after an event.
Such information becomes vital in the aftermath of a natural
disaster—you may have to apply for government assistance,
provide proof of residence, or make an insurance claim.

Consider the following tips from the Investigators of Kroll
Advisory Solutions to follow before, during and after a natural
disaster or other emergency:

Prior to an emergency:

» Make sure important documents such as driver’s licenses
and proof of insurance are up-to-date.
» Discard unneeded documentation that contains your PII and
that of your family members. Think of items you no longer
need—e.g., old tax returns, college records or financial
documents. Carefully discarding unneeded records can help
to reduce the risk of your PII being inadvertently exposed in
the event of a natural disaster or other emergency.
» Organize and inventory the documents that you have kept
—list where they are kept and what personal and account
identifiers each contains. Do not put your actual personal
identifiers and account numbers in your list—
your list
should simply indicate what type of information the source
document contains. Also, be sure to store your inventory list
in a secure, protected location.

Types of documents and information to include in your
inventory:
» Driver’s licenses
» Birth certificates
» Social Security cards
» Passports
» Insurance policies
» List of prescriptions/doctors
» Financial documents (the names and contact information
for the various financial institutions with which you have
relationships, and the type of relationship you have with
each—such as mortgage, home equity, checking, savings,
money market, CD, credit card, etc.)
» Car titles, mortgage deeds, etc.
» Remember that computers, flash drives and phones may
also hold important data so include these in the list of
locations of PII
» Store these important documents in a protective container
at home and/or other locations such as a safety deposit box
at the bank or a safe at a trusted relative’s home. For those
items stored at home, don’t make it obvious to an intruder
where the important documents are stored but make it
easy enough for yourself or a family member to access the
container quickly.
» Notify each adult in the household where your inventory list
and the underlying documents are stored.
» Consider the pros and cons of each method of storage;
for example, information stored on a flash drive may
not be accessible if there is a widespread power outage
and information kept in a safety deposit box may not be
accessible if the bank was damaged as well.
» To aid in verification of residence, see that each adult in the
household has at least one utility account in his or her name
and make sure they have access to that account via internet.

For more information to protecting and restoring your Identity, contact me.

*GOD Speed*
TLD Investments LLC
http://www.tldinvestmentproperties.com

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